• Keep your gutters, ditches and other drainage pipes clear of debris. If any of these systems are damaged, then have them repaired. If you have wash zones under your home, then also make sure that these areas are clear.
• Your roof is your first line of protection against rainwater. If it has damage, then it could easily allow water, pests or other debris into not only your attic, but also other areas of the home that are supposed to be sealed.
• Your foundations, if they have cracks other types of damage, will not seal out moisture. Therefore, keep an eye on areas of the foundation that lead into basements or other areas of the home. If you notice water entering the home 

If your windows and doors are improperly sealed or aligned, then they can allow water into your house and cause a lot of wasted money in energy costs. 

Will Insurance Cover Flood Damage? 
If a flood ever threatens your home, then your priority, of course, is to get your family and most important belongings to safety. Therefore, the time to prepare your home for a flood is when there is virtually no risk of one imminently occurring (e.g., when the weather is clear). 

The unfortunate fact of the matter is that standard homeowners insurance will not cover flood damage. For most types of floods (e.g., storm surges, flash floods and river swells) you will need flood insurance. These policies are usually underwritten by the National Flood Insurance Program (NFIP) and can offer coverage for your dwelling, possessions, and the costs of cleaning up after a flood. 

Still, even though flood insurance is a strong piece of protection if floods do occur, you still need to do what you can to minimize the risk of ever having to make a claim. When put together, your preparedness techniques and your flood insurance can create a comprehensive level of protection for your property.